Life|Thoughs|Says

Five things you can do to spend less and save more

HERE are some ideas on saving money and cutting down your monthly expenses.

1. Pay off all your credit card bills
Credit card interest rates are ridiculously high and you should make it a point to eliminate all your credit card debts as soon as possible. Begin by listing the credit card loans you have for all your cards and pay off the ones that have the highest rates.

2. Make recycling a personal habit
With a little bit of ingenuity, anything can be recycled into something useful. Old newspapers can be used as kitty litter. Plastic containers can be used to contain personal belongings or homemade cosmetic creams. Even old scratched CDs can find a new life as a bicycle reflector. Recycling is not just financially sound, it is environmentally-friendly, and can be really fun.

3. Look after your body
Some studies show that people who begin an exercise regimen and watch their weight actually end up saving more money every month. Perhaps the effect is caused by changes in the subconscious which lead to people learning how to delay gratification and become more disciplined in other areas of their lives. Quitting smoking, reducing stress and ensuring that you get a decent eight hours of sleep will pay for itself if you consider the amount of medical fees you will avoid when you get older.

4. Seek bargains/clip coupons
You cannot imagine how much value there is in placing a pair of scissors next to the chair where you read your papers. Coupons are a great way to cut down on home expenses. Borders has, in the past year, made at least two offers of 30 per cent discount on books if you could extract a coupon from The Straits Times. Kinokuniya has 20 per cent discount coupons posted on the papers every Christmas that gives people with the coupon the same privileges as its card members.

5. Be your own travel agent
Instead of using a travel agent to get a package, book your own flights and plan your own pick of hotels. This would allow you to cut your travel expenses by a large margin.

Excerpted from Christopher Ng's Harvesting The Fruits Of Prosperity.

Labels: bargains, Credit card bill, health, recycling, Save more, Spend less

Law Of Attraction: Oprah Told You "The Secret", These 7 Simple Steps Show You How To Use It

By now, you're probably aware of a phenomenon called "The Secret". It may seem a little ironic at this point, because when millions of people now know
about it, it can't really be considered a secret. Even though Oprah, Larry King, and countless other media outlets have done full-length shows on the topic, do you really understand it? If so, are you using it to improve every aspect of your life? If not, do not be discouraged. These 7 simple steps will show you how.

One basic concept that you must understand is that thoughts are things.After some of the negative thoughts you've had, this may frighten you, but don't worry. You always have the ability to choose your thoughts. No outside influence or person can cause you to think things that you don't want to think about. In any circumstance you have the ability to think about prosperity.

This is a skill that must be developed by everyone. You don't just wake up tomorrow after watching "The Secret" for the first time and be able to completely control your mind. It is a discipline that will take some effort on your part. You first have to be something and then you will attract it. Become the person that you would like to be in your mind. Everything you
need to fulfill that vision will then be sent to you.

When forming this vision, you must be extremely clear on what you want. You will get back exactly what you wished for. You always do. If you don't believe that, stop and think about what you think about most of the time. Is it debt? Is it worrying? The fact is that worry is a very powerful attractive force. Worry about something and it is sure to come to you quickly.

Totally eliminate thoughts of fear in your life. In order to get clear on what you want, you need to write it down. Some of you may be thinking that
would take you the amount of paper used in a novel to get everything you want. Don't worry about it. Just get it on paper. Think of it as a shopping list. You pick and choose what you want and write it down. Then after a gestation period, the universe delivers it to you on a silver platter.

After getting very clear on what you want, it is essential to feel what it would be like to have it. If your dream is to be rich, think about what it would be like to have money. Picture your pool, your Lamborghini, or whatever else it is that you will buy with the money. Just make sure you can feel it.

Feeling is what induces the law of attraction. Once you've done this, you must believe that it will work. You have to eliminate negative influences,and doubt. Belief is the only attitude that will get you what you want.
With these steps, you too can attract all the wonderful things that you
want.

By Antonio Thornton

From : www.rumorist.com

Labels: Secret of law of attraction