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Sunday, February 10, 2008
Job Options

What job options are there for ex-SAF regulars?


This article is taken off from The Sunday times, dated 10 Feb 2008. The above is a question posted by a reader and the answer was provided by Paul Heng,Founder of NeXT Career Consulting Group, Asia. I would like my peers who are looking for second career to read this as part of their preparation for transition.

Q I AM writing on behalf of a group of friends who are regulars in the Singapore Armed Forces (SAF).
We've heard and read so much about the challenges of working in the civilian world. Some of us are contemplating a second career in the civilian world and would like to seek your advice on the challenges we are likely to face when we eventually join the workforce there, and how best we can prepare for it.
Specifically, we would like to know the career options we can explore and some dos and don'ts of office behaviour so we can have a successful transition.

A CAREER transitions are usually challenging events in one's life.

Besides saying goodbye to long-time colleagues and friends, one must also tackle the challenges of 'letting go' of familiar ways of doing things as well as having to establish one's credentials all over again, in a new and unfamiliar territory.

There is also a need to adjust to new colleagues, some of whom may be younger but hold more senior positions.

Perhaps one of the most critical challenges which you must overcome is the shift in mindset - from one where soldiers move with a single bark of an order to one where employees tell you off in the face or vote with their feet if they do not like something that you say.

In the civilian world, you have to work harder at getting along well with people. This is not an option but a necessity if you wish to survive. There are also four key areas that you need to continuously strengthen:
# Technical skills - logistics, engineering
# Soft skills - communication, leadership
# Emotional Quotient - your ability to understand and manage your own emotions, to empathise with others, and generally to get along well with people
# Adversity Quotient - how resilient and strong you are in bouncing back from life's many setbacks

To prepare yourself for the transition, I would suggest you do two key things.

One, read up about the world of business such as corporate America and locally listed conglomerates. Two, speak to others who have made transitions, both successful and not-so-successful ones, and those who have been in the business world for a long time.

It is important to remember one thing - most opinions and well-meaning advice from the people you speak to must be taken in the context of that person's background and specific situation.

For example, someone who has just been retrenched from the company that he had worked in for the major part of his life is probably going to give a relatively negative view of the corporate world.

Do realise that it does not mean that you will surely go through the same experience. Gather all the facts, opinions and advice, form your own judgment and make your own decision.

It is highly unlikely that you will receive any job offers without going through interviews. This is one of the most crucial stages of your job search.

Prepare well for your job interviews. There are three key elements for success - prepare, practice and perform.

Prepare well by researching on the company that might hire you. Read up on its financial performance, key personnel and recent corporate announcements.

In this area, it is always better to over-research.

Then, practise your response to commonly asked questions, and have a friend give you some feedback.

On the issue of career options, I would suggest you consider taking interest-related psychometric tools that will help you to better understand yourself, your interests, your motivation and your values. This should allow you to narrow your career options by industry, job or function.

Again, read up and speak to those who are already in that profession to understand more. Be receptive to overseas postings - they are usually a good thing and will surely add value to your worth.

Appropriate office behaviour in the civilian world, in many respects, mirror those in the environment you are now in. Here are some key ones you may wish to make a note of:
# Be helpful - for example, volunteer to organise a welcome lunch for a new colleague
# Take on additional responsibilities readily
# Be a team player
# Be respectful of others
# Respect and observe office policies, such as refraining from taking long lunches
# Dress to blend in with the others
# Be courteous and friendly to everyone, including the tea lady

Paul Heng
Founder
NeXT Career Consulting Group, Asia

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posted by Leo @ 10:00 AM   0 comments
Wednesday, December 05, 2007
9 Ways to Get Organised for Christmas

9 Ways to Get Organised for Christmas

Hi, ..... With the Melbourne Cup just a few days away, guess what? It's already time to think about Christmas and plan for what can be a very hectic time of year. ..... Preparing now will ensure you maximise your opportunities and feel relieved that you are ahead of the game. ..... Already I'm in planning phase for next year, as well as keeping an eye on current activities. Planning days have already been booked with coaching clients so they hit the ground running in the new year. ..... What do you need to have in place to ensure the next few weeks are productive and that you know exactly where you are going? ..... To make it easy for you here's a simple checklist to use to ensure you enjoy the next few weeks instead of racing around like a headless chook telling anyone who cares to listen 'I'm soooo busy!' * Have you planned and booked the venue for your team break-up? * Do you know who will be having holidays and who will be working? * Do clients, suppliers, colleagues etc. need to be informed of your opening hours over Christmas? If so, "

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posted by Leo @ 8:54 PM   0 comments
Sunday, November 04, 2007
Paying off credit card debt

Paying off credit card debt

PUBLIC relations practitioner Wee Hwee Leng, 28, never imagined that an innocent-looking piece of plastic would be the start of her financial woes.

Five years ago, she pampered herself by signing up for her first credit card and promptly chalked up $2,000 in debt in the first month from shopping and entertainment.

She paid half of the bill and rolled over the balance. The pampering went on for two years and Ms Wee kept rolling over the outstanding debt, paying interest of 24 per cent a year on it.

'I never had to budget in my life. When I got my first credit card, the instant gratification that I derived from spending was so addictive. I used to ask myself, why shouldn't I pamper myself?

'I was impulsive when it came to shopping... When I saw something that I wanted, I just had to have it,' she recalls.

She was earning about $2,000 a month and half of that went towards paying her credit card bills, so she was not able to save a single cent.

This went on for two years and her credit card bill stubbornly stayed at more than $3,000 every month.

Fortunately, a friend pointed out the high interest rate she was paying on her outstanding card bill and suggested that she take a personal loan at a lower interest rate, to help her pay off the card bill completely.

'The logic was compelling enough for me to take up the loan to pay off the card debt and then pay off the personal loan,' says Ms Wee.

Now, she pays off her card bill promptly every month. In fact, if she spends more than $100 on her credit card, she goes to the AXS machine to pay off that transaction using her savings account even before the monthly bill arrives.

She also keeps track of her expenditure through her receipts and tries to use credit cards only for emergencies or online purchases.

As for rolling over card balances - that is a thing of the past for her.

'Never use the credit card as an additional source of income. Use it for emergency purposes and try to pay off the bill quickly,' she advises.

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posted by Leo @ 3:52 PM   0 comments
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